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Blog : Little Lilypad Co

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The Little Lilypad is a lifestyle blog mostly written by a mum to two beautiful, cheeky ( and very entertaining) daughters. It is sometimes written by the Man on the Pad or my gorgeous sister in law as part of our baby blog and occasionally we accept guest posts. There is frequently talk of shoes and clothing (we love fashion and savvy shopping), chocolate (who doesn't love chocolate) and baby swimming (we love this too). It is hopefully helpful, sometimes funny and always honest.

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  1. We were talking yesterday about saving for our children's future but sometimes it is so easy to get caught up in how much you need to spend on your children today, let alone in 10 years time.

    I doubt anyone blindly goes into parenting thinking it is cheap raising children, however I doubt people really knew the full extent of the cost of raising them. It is reported that just one will set you back £222,458 on average by the time they are 21 (gulp) … I don’t have to tell you that that is rather a lot. Luckily the infographic where I go that statistic from offers you budding parents some help. It’s got hints and tips on how to save those precious pennies. You could potentially be saving over £800 on those baby essentials and lets be honest, in the long run, that’s a mega saving or certainly some help towards Christmas presents!

    Providing budgeting tips isn’t all this infographic does, however, it also provides useful advice on baby names, so not only will you have enough money to raise your kids, they’ll also have cool names. That’s a double win in my book.

    How much does it cost to raise a kid?
    How much does it cost to raise a kid? is an infographic that was produced by Gumtree

    This is a collaborative post with Gumtree but all expensive children are our own!

  2. I went out for afternoon tea for a friends birthday at the weekend and the subject of our children came up (as it always does) and with one friend having a daughter going off to university this year, a few of us flinched at the cost of higher education.  With the youngest children of the group, my other friend and I debated whether we should start saving now for the university funds ....... it gives me 10 years to save but will that be enough?

    Saving money has always been a focus of the Lilypad family but none moreso than during the last year as we have been saving for the wedding (I *may* have mentioned we are getting married), so certain things have been sacrificed in the quest to ensure we do not go into debt for a wedding. It is a lesson that I hope we share with the girls.

    The littlest one is almost three, which is a good time to start developing an understanding of money and saving. She can happily count to 14 now (and 20 on a good day), so she can count how many pennies go into her piggy bank.

     Piggy Bank

    My eldest daughter is another story .....

    She is acutely aware of how much things cost and birthdays are no longer filled with gorgeous dolls and jigsaws, all she wants these days is money. I think if she is honest, she is a little disappointed if someone brings a beautifully wrapped gift, not because she is ungrateful but because she likes the freedom to spend on what she chooses. It is funny how her spending habits have changed since she has her own money to spend, once upon a time she would have asked for everything in the shop whereas now she checks her purse and carefully checks the prices of the things that spike her interest.

    She doesn't get to spend all her birthday money though (much to her dismay) as I opened a savings account for her when she was very little, so some is for spending and some is for saving. She might moan now but when she is older, I hope that there may be enough in that account to buy her a little car *fingers crossed*.

    I read an article recently that suggested creating three jars – each labeled “Saving,” “Spending” or “Sharing.” So that every time your child receives money, whether for doing jobs or from a birthday / Christmas, divide the money equally among the jars. Then they can use the spending jar for small purchases, like sweets or stickers. Money in the sharing jar can go to someone you know who needs it or be used to donate to a friend’s cause. The saving jar is the one that gets put into the bank account.

    I have always got a buzz from shopping and it seems my eldest daughter has inherited the same thrill of buying things although as I have got older,  I appreciate that living for today is great but you do have to think about the future and more importantly, the childrens future. Life lessons aren't always the easiest to teach but hopefully making it part of every day life will make it a part of their decisions every day thereafter.

    Money jar

       

    Disclaimer : This post is in association with Santander but all savings experiences and shopping habits are our own!

  3. Wot So Funee?

    Wot is not so funee is the little one having a nasty water infection.

    Wot is not so funee is me enduring salmonella poisoning. I can categorically say that trying to put a "sample" into a pot was in no way funny).

    Poo pot

    But the toddler never ceases to amaze me with her continually expanding vocabulary (and current position of family entertainments manager) but we were all sitting round the dining table when she looked at me and said "Mommy, if you have finished go and put your plate in the sink and wash up!"

    We all burst into laughter, with the tween smirking as she knows that phrase is usually saved for her but then the toddler jumps off her seat exclaiming that she needs a poo. "I need a poo, I need a poo, I need a poo", needless to say we didn't make her finish her meal and off she toddled to the toilet.

    A few moments later, she is back with a proud look on her face ....... "Mommy, I have just done the HUGEST (said: hoojist) poo EVER".

    I think it is a fair to say that while we may have been feeling a little "poo" this week, we can always rely on her to cheer the mood!

    What have your little ones said this week to make you smile? If you have written a post, I would love you to link up!

     

     

    Next weeks Wot So Funee will be hosted by Actually Mummy.


     

  4. If you have been on our Facebook or Twitter feed recently, you will have seen that we are big fans of reading, so when we were asked to host a competition for the Scottish Book Trust, we couldn't resist sharing these adorable titles with you.

    You may or may not be aware but the 2014 Scottish Friendly Children's Book Tour kicked off with award winning Jonathan Meres in January. During June the tour travelled to hot beaches Brighton and Hove with award-winning Scottish picture book author Chae Strathie.

    Loon on the Moon  Jumblebum  Bedtime for tiny mouse

    The book tour (organised by Scottish Book Trust) takes the very best UK and international authors directly into schools across Scotland and the UK to inspire a love of reading, writing and illustration. Up next is the fantastic zoologist and children's author Nicola Davies and she will be visiting Argyll & Bute this September to inspire and excite pupils!

    So would you like to win a signed copy of one of these gorgeous books? We are giving you the chance to win Bedtime for Tiny Mouse, a charming tale is ideal for sharing with little ones - and is the perfect addition to a soothing bedtime routine which will help them sleep soundly.

    All you need to do is simply enter below;

     a Rafflecopter giveaway

    You can find out more about each of the tours above by reading the daily blogs written by the authors on the road as well as seeing photos and videos from each tour on Scottish Friendly’s Facebook page and Twitter account @BooksOnTour.